E.H. Howard Wealth Management — Fiduciary Financial Advisor in Texas

James has worked in the financial services industry his entire professional career starting right out of college. He has a focus on risk management and wants to ensure that during the investment process, the focus stays on reducing risk and volatility in clients' portfolios while still achieving the returns needed to accomplish the objective of the client.

James has achieved the Certified Financial Planner CFP®, less than 10% of all financial advisors are CFP® and this advanced training and education allows James to provide the highest quality service and value to clients. He has also achieved the Chartered Financial Consultant CHFC®, Chartered Life Underwriter CLU®, Retirement Income Certified Professional RICP®, and Accredited Estate Planner AEP®.

James is married to his wonderful wife Abbey, and they have 3 children together and enjoy spending time at the lake together.

Allison Bright is a second-generation lawyer who specializes in estate planning at her firm: Post, Bright, and Wyatt Law Firm. Allison received her undergraduate degree from the University of Texas, and later finished up law school at Southeastern Oklahoma State University. She has now become a respected lawyer for over 10 years in the industry by providing efficient and effective estate plans for all of her clients.

Allison and her team customize and individualize each client's estate plans based off of their unique situation. To find the perfect strategy for our client's estate plan, both of our firms do an in-depth fact find to ensure that your estate needs and wishes are met.

Our firm is so appreciative for our relationship with Allison and her well established law firm. They have enabled our clients to feel safe and secure knowing that they will be able to appropriately pass down their estate achieving the ultimate goal of generational wealth.

Jason has been a compliance officer in the investment industry for over a decade. His role is to supervise and manage the entire back office, operations team and firm's advisors to not only maintain but exceed the standards of regulations for compliance in the investment industry. Because our firm is SEC (Securities and Exchange Commission) registered, Jason and his team specializes in adhering to the current and future laws and regulations that are enforced by the SEC.

Providing competent, prudent and ethical investment advice is our main goal and purpose. This cannot be achieved without Jason, and the entire compliance team's effort and passion to make sure that our firm is compliant in all ways. Even the very best advisors make mistakes or have accidents, but it is incredibly comforting to have an expert-level team dedicated to making sure that everything our firm does is ethical and compliant.

Hunter is an incredible resource for our firm — he is a specialist in everything insurance related. His real area of expertise is in the different forms of life insurance like term, whole life, indexed universal life, variable universal life, and final expense life insurance. Whatever your life insurance needs are, we are able to compare and shop with our entire carrier list of almost 100 different insurance companies.

Beyond individual life insurance, we are able to provide our clients with every other form of insurance as well. We utilize our existing network to help our clients get proper coverage in home, auto, liability, general, business, and much more. With that being said, we either personally provide your insurance needs or we have the ability to get you connected with an experienced insurance professional.

Hunter is an invaluable asset to our firm because he gets our clients set up with the best possible insurance companies for the most coverage at the least expensive price. Hunter also helps our businesses that we represent in providing group life and group health to their employees. Whether you are an individual or a business in need of insurance, we've got you covered!

Sharon has been in the insurance/investment business for over 30 years. You can be certain that she has seen it all in this industry and her product knowledge is unmatched. Sharon knows the ins and outs of all types of annuities like Fixed Indexed Annuities, Multi Year Guaranteed Annuities, Single Premium Immediate Annuities, Variable Annuities, Flexible Premium Deferred Annuities and so many more. Not to mention her strong knowledge in other alternative investments and insurance.

Sharon deals directly with all of our insurance companies to ensure that we are providing the absolute best product with the most reputable carrier. By leveraging all of these different companies against each other we are able to get the very best solution for our clients. We are able to compare and write annuities for almost 100 different companies so finding the best option for our clients is no issue.

Annuities can be an excellent resource for part of a client's portfolio depending on what is suitable and best for the client. They also can prevent the issue of outliving your income, something that raises a lot of concerns for clients. Sharon allows our firm to make a determination on what is competent and suitable for all of our clients.

Ethan is a professional accountant at Oliver, Rainey, and Wojtек. He is dedicated to providing elite tax and accounting services to everyone that he advises. Being in the industry since 2018, he has a ton of experience helping individuals and businesses achieve financial success by guiding them through the difficulties and complexities of taxation. Ethan is dedicated to his craft and uses his entire team to provide the best service possible.

Ethan's firm specializes in several different tax planning services like tax, accounting and audit services. They also provide tax advice, business valuations and so much more. Having such a well-rounded tax professional like Ethan is an immeasurable benefit to any individual or business that becomes one of his clients. Working with him is easy and simple — he takes all the stress and headache out of tax season.

We cannot begin to explain how grateful we are to have a resource like Ethan Drain at our disposal. He does a fantastic job for all of our clients, and it provides so much comfort knowing that their financial professional and tax professional are able to work so closely together for the client's benefit.