
Watch this free educational video to learn how life insurance can benefit your family, tips on effectively utilizing a policy, and what type of policy fits your financial situation.


In this video, we'll break down the most important types, strategies, and benefits you need to understand life insurance and how it may help strengthen your financial plan.

Get a clear, plain-English breakdown of Term, Indexed Universal Life (IUL), and Whole Life. We'll cover how each one works, the difference between temporary and permanent coverage, and what each type is actually designed to do — so the options finally make sense.

Life insurance isn't just a death benefit. We'll show you how living benefits can help with a terminal, chronic, or critical illness, and how the cash value in a permanent policy may be accessed during your lifetime for things like emergencies or supplemental retirement income.

Every situation is different. We'll walk through how age, health, budget, and your goals shape which policy makes sense — so you can move forward with a confident, informed decision instead of guessing.
Our firm has investment advisory, insurance, and real estate services. We've reviewed hundreds of client portfolios, from $100 to $100M in assets. My clients aren't looking for another policy — they're looking for a strategy.
"There is no one that I trust more to provide generational wealth" - E. H. Howard Client
These hypothetical case studies are examples of how individuals could potentially transform their financial situations, insurance utilization, and overall quality of life. Click each to view.
Even if you can’t personally qualify for coverage, we have dynamic, uncommon strategies to still potentially get this asset into your portfolio — strategies most advisors won’t tell you about.




























We value feedback here at E. H. Howard Wealth Management. We've tirelessly reached out to clients and former attendees and here's some of the great things they had to say!
The main advantage I notice in Eli's work is that he is up to date on market and investment trends, as well as, consistently expanding his education. I appreciate this quality he expresses because I know my money is being placed in the best system and plan to benefit me in the long run. Also, anytime I have questions he is prompt getting back to me. He is very patient and engaged during conversations. Working with Eli is always a gold star experience.
Eli Howard is genuine and true to his word, that is hard to find in the finance industry or any industry for that matter. There is no one that I trust more to provide generational wealth for my family by taking care of the finances for myself and my children's children.
Eli is someone I thoroughly enjoy working with. He is dependable, highly educated, professional, efficient, and most importantly honorable. I can always count on Eli to treat myself and anyone I introduce him to with the utmost respect, whether they are completely new to investments or have a well-established portfolio. If you're looking for someone you can trust to establish, accumulate, and preserve a legacy of wealth, Eli is who you want by your side.
Whether you're building wealth for retirement or safeguarding your business, a properly structured IUL is hard to beat. Book on our calendar for your free qualification call.


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